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Home / Products / Goldleaf LendingNetwork for Financial Institutions
Don't let your business customers leave the bank empty handed.
The Goldleaf LendingNetwork™ offers "outside the box" financing from a group of more than 20 of the most dedicated, responsive commercial providers in the industry. Companies facing financial hurdles have challenges common to all businesses: maximizing cash flow, meeting payroll, continuing operations, and managing seasonal fluctuations. The Goldleaf LendingNetwork enables you to provide your customers with a soft landing after being declined for a traditional line of credit while keeping the deposits at your bank.
Please click on any of the products listed below for more information.
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| Standard factoring |
Purchase of accounts receivable for a fee with up to 90 percent in advances. Normally includes full notification and collections. A good fit for companies with tight cash flow. |
| Construction factoring |
Purchase of accounts receivable for companies in the construction industry. Normally requires verification that work has been completed. |
| Medical factoring |
Purchase of accounts receivable for businesses providing medical services. Includes Medicaid, Medicare, state programs, and insurance company accounts receivable. |
| Retail / Self Pay factoring |
Purchase of receivables via electronic commerce for consumer-related customers. Extended term programs are available. |
| Asset-based lending |
A monitored line of credit where the borrowing base determines the advance amount. A good fit for growing businesses who need to leverage multiple types of assets. |
| Inventory financing |
A monitored line of credit established with inventory as the sole form of collateral. Flexible programs designed to meet your ongoing or seasonal cash needs. The borrowing base value and the percentage of raw goods vs. finished goods determine the amount of availability the borrower is able to access. |
| Purchase order financing |
Short-term financing for the purchase or manufacturing of specific goods that have been pre-sold by the business to its creditworthy customers. |
| Equipment financing |
Leasing and purchase transactions for small equipment, high-dollar co-generation facilities, telecommunications systems, and medical equipment, etc. Available to all types of businesses. |
| Collections |
Professional and reputable third party collections product that offers multiple levels of service. Programs range from soft collection letters in an early-out setting to contingency based collection of severely past due and difficult accounts. Business to Business receivables only. |
| Commercial real estate |
Financing for acquisition, expansion, recapitalization, and refinancing of commercial property. |
| SBA loans |
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7(a) -- funding for acquisition, expansion, construction, recapitalization, refinancing, machinery and equipment purchases, business buyout, and working capital. |
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504 -- enables businesses to purchase commercial real estate, large machinery, and large equipment. |
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Sell your existing portfolio or outsource the servicing of it to reduce risk or increase profits. Please call the LendingNetwork directly about this. |
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| The Goldleaf LendingNetwork serves all types of businesses including those in these circumstances: |
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Considered "unbankable" by traditional underwriting criteria |
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Slow turning or non-performing accounts receivable |
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Limited opportunities due to strained cash flow |
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Limited profitability for any reason |
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Legal lending limit issues |
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Startup (new company) |
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Bankruptcy |
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Business owners with poor personal credit |
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Tax liens |
| Read in more detail about actual solutions provided by Goldleaf's LendingNetwork: |
| The Goldleaf LendingNetwork enables your bank to: |
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Submit online one-step referrals |
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Track customers as they gain financial strength |
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Revisit a customer's status as a qualified prospect for a commercial line of credit |
| 1. |
The bank submits an online referral. |
| 2. |
Goldleaf receives the application and contacts the business. |
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Goldleaf matches the business with an appropriate funding source. |
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The lender contacts the business to gather financial information. |
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The bank receives notifications as the application is reviewed. |
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The bank receives a referral fee when the business is funded. |
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