Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Web site may constitute trade names, registered or unregistered trademarks or service marks of Goldleaf and its affiliates, or of third parties used under license. No permission is granted to copy, redistribute, reproduce, republish, in any form, any information contained herein. Unauthorized downloading, re-transmission or other copying or modification of the contents of this Web site may be a violation of federal copyright laws and could subject the violator to legal action.

You expressly agree that use of the site is at your sole risk. Neither Goldleaf, nor any of its affiliates, employees, agents, third party content providers, or licensors warrant that the site will be uninterrupted or error free. Nor do they make any warranty as to the results that may be obtained from the use of the site, or as to the accuracy, reliability, completeness, or contents of any content, information, material, postings, or posting responses found on the site, any merchandise or services provided through the site, or any links to other sites made available on the site.

The site and all content, material, information, postings, or posting responses found on the site are provided on an "as is" basis without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose, non-infringement of third party rights, or freedom from computer virus.

In no event will Goldleaf or its affiliates be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Web site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Goldleaf, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Links to other Web sites from this Web site are for convenience only and are at your own risk. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this Web site.

Links to non-Goldleaf Web sites are provided solely as pointers to information on topics that may be useful to users of the Goldleaf Web site. Goldleaf has no control over the non-Goldleaf Web sites' content. If you choose to link over to a Web site we do not control, we make no warranties, either express or implied, concerning the content of the site, including the site's completeness, reliability, accuracy or suitability for any particular purpose, nor does Goldleaf warrant that the site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that the site or content is devoid of viruses or other contamination. Goldleaf does not guarantee the authenticity of documents on the Internet. Links to non-Goldleaf sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at these sites, or any representation regarding the content at these sites.

If any of the services provided by Goldleaf requires you to authenticate via Username and Password, you must complete the registration process by providing us with current, complete and accurate information via the implementation process surrounding the product. At this time, you will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify Goldleaf immediately of any unauthorized use of your account or any other breach of security. Goldleaf will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Goldleaf or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.

As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair any Goldleaf server, or the network(s) connected to any Goldleaf server, or interfere with any other party's use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any Goldleaf server or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.

See the Privacy Policy disclosures relating to the collection and use of your information.

See the Security Policy disclosures relating to further security practices and policies held by Goldleaf.

By using this site, you signify your agreement to the Goldleaf Terms of Use, Privacy Policy and Security Policy. IF YOU DO NOT AGREE WITH THESE POLICIES, PLEASE DO NOT USE THIS SITE. Your continued use of Goldleaf Web sites and/or its affiliates' sites following the posting of changes to these terms will mean you accept those changes.

Send your questions to the appropriate contact as listed below:

• Web site content properties, contact
• Privacy and Security concerns, contact
• You may also contact Legal Services at 800-235-5584 for a copy of any policy or to answer any questions you may have about these policies

Last Updated: July 12, 2006 - 9:35 a.m. Central Time